朕天下娛樂城
Invest in 朕天下娛樂城
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Retirement Fund Direct
+10.43%
3Y annualised
+0.16% 1D
NAV: 18 Jun '26
?54.47
Min. for SIP
?500
Fund size (AUM)
?4,607.75 Cr
Expense ratio
1.07%
Rating
--
Return calculator
Monthly investment
?5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ?60,000 | ?60,582 | +0.97% | |
| 3 years | ?1,80,000 | ?1,97,605 | +9.78% | |
| 5 years | ?3,00,000 | ?3,74,774 | +24.92% | |
| 10 years | ?6,00,000 | ?9,95,814 | +65.97% |
Holdings (132)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 11.23% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 6.89% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 3.48% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 3.11% |
| HDFC Bank Ltd | Financial | Equity | 2.88% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 2.59% |
| ICICI Bank Ltd | Financial | Equity | 2.43% |
| Infosys Ltd | Technology | Equity | 1.91% |
| POWER FINANCE CORPORATION LTD. SR BS233C 7.60 BD 25AG33 FVRS1LAC | Financial | Fixed Deposits | 1.61% |
| GOVERNMENT OF INDIA 36204 GOI 14JL32 6.28 FV RS 100 | Entities | GOI Securities | 1.58% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.53% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 1.42% |
| ITC Ltd | Consumer Staples | Equity | 1.31% |
| STATE DEVELOPMENT LOAN 36532 RAJ 24SP35 7.32 FV RS 100 | Unspecified | State Development Loan | 1.20% |
| Bharti Airtel Ltd | Technology | Equity | 1.16% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 1.14% |
| STATE DEVELOPMENT LOAN 37040 WB 04FB43 7.73 FV RS 100 | Unspecified | State Development Loan | 1.13% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 1.09% |
| STATE DEVELOPMENT LOAN 37266 AP 25MR46 7.88 FV RS 100 | Financial | State Development Loan | 1.09% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 1.08% |
| ADITYA BIRLA FINANCE LIMITED SR L1 7.9413 NCD 07AG28 FVRS1LAC | Financial | Debenture | 1.08% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 1.07% |
| STATE DEVELOPMENT LOAN 37097 KER 18FB39 7.66 FV RS 100 | Unspecified | State Development Loan | 1.07% |
| STATE DEVELOPMENT LOAN 37093 HAR 18FB45 7.73 FV RS 100 | Unspecified | State Development Loan | 1.07% |
| EXPORT IMPORT BANK OF INDIA SR AA 03 7.12 BD 27JU30 FVRS1LAC | Financial | Bonds | 1.07% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 1.06% |
| POWER FINANCE CORPORATION LIMITED SR 245A 7.24 BD 15JN35 FVRS1LAC | Financial | Bonds | 1.05% |
| STATE DEVELOPMENT LOAN 37106 WB 18FB44 7.74 FV RS 100 | Unspecified | State Development Loan | 1.04% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27 | Financial | Certificate of Deposit | 1.03% |
| STATE DEVELOPMENT LOAN 37031 MP 04FB43 7.68 FV RS 100 | Unspecified | State Development Loan | 1.02% |
| STATE DEVELOPMENT LOAN 36036 AP 04JU36 6.82 FV RS 100 | Financial | State Development Loan | 1.02% |
| Wipro Ltd | Technology | Equity | 1.01% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 0.95% |
| Indus Towers Ltd | Technology | Equity | 0.88% |
| STATE DEVELOPMENT LOAN 30813 WB 29SP36 6.99 FV RS 100 | Unspecified | State Development Loan | 0.82% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.79% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.77% |
| HCL Technologies Ltd | Technology | Equity | 0.76% |
| State Bank of India | Financial | Equity | 0.75% |
| Life Insurance Corporation of India | Financial | Equity | 0.70% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.65% |
| India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 | Unspecified | Securitised Debt | 0.57% |
| Grasim Industries Ltd | Materials | Equity | 0.57% |
| ADITYA BIRLA HOUSING FINANCE LIMITED SR I1 7.8461 NCD 10MR28 FVRS1LAC | Financial | Non Convertible Debenture | 0.54% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 168 B 7.65 BD 18AP33 FVRS1LAC | Financial | Non Convertible Debenture | 0.54% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 0.54% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LAC | Financial | Non Convertible Debenture | 0.54% |
| Caplin Point Laboratories Ltd | Healthcare | Equity | 0.54% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR 211 6.23 BD 31OT31 FVRS10LAC | Financial | Bonds/NCDs | 0.54% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.54% |
| POONAWALLA FINCORP LIMITED SR E1 7.52 NCD 25FB28 FVRS1LAC | Financial | Non Convertible Debenture | 0.53% |
| AXIS FINANCE LIMITED SR 02 7.37 NCD 23AG28 FVRS1LAC | Financial | Non Convertible Debenture | 0.53% |
| STATE DEVELOPMENT LOAN 37203 MP 11MR40 7.65 FV RS 100 | Unspecified | State Development Loan | 0.53% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 0.53% |
| BAJAJ FINANCE LIMITED 7.11 NCD 10JL28 FVRS1LAC | Financial | Debenture | 0.53% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 0.53% |
| Coal India Ltd | Materials | Equity | 0.53% |
| STATE DEVELOPMENT LOAN 36636 RAJ 23OT35 7.23 FV RS 100 | Unspecified | State Development Loan | 0.52% |
| STATE DEVELOPMENT LOAN 36283 AP 06AG34 6.96 FV RS 100 | Financial | State Development Loan | 0.52% |
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 0.52% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27 | Financial | Certificate of Deposit | 0.52% |
| 7.08% ANDHRA PRADESH SDL 26-MAR-37 | Financial | State Development Loan | 0.52% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 0.51% |
| Ajanta Pharma Ltd | Healthcare | Equity | 0.51% |
| STATE DEVELOPMENT LOAN 36219 MH 16JL47 7.12 FV RS 100 | Unspecified | State Development Loan | 0.50% |
| Emami Ltd | Consumer Staples | Equity | 0.50% |
| Hero Motocorp Ltd | Consumer Discretionary | Equity | 0.49% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 0.47% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.47% |
| Shivalik Bimetal Controls Ltd | Industrials | Equity | 0.46% |
| Info Edge (India) Ltd | Technology | Equity | 0.46% |
| Knowledge Realty Trust | Real Estate | Real Estate Investment Trusts | 0.44% |
| The Federal Bank Ltd | Financial | Equity | 0.43% |
| Nexus Select Trust | Industrials | Real Estate Investment Trusts | 0.43% |
| TORRENT PHARMACEUTICALS LTD SR 4 7.80 NCD 17JN31 FVRS1LAC | Healthcare | Non Convertible Debenture | 0.43% |
| GHCL Ltd | Materials | Equity | 0.42% |
| Oil India Ltd | Energy & Utilities | Equity | 0.42% |
| NIIT Learning Systems Ltd | Consumer Staples | Equity | 0.41% |
| DCM Shriram Ltd | Materials | Equity | 0.40% |
| Phoenix Mills Ltd | Real Estate | Equity | 0.40% |
| Motilal Oswal Financial Services Ltd | Financial | Equity | 0.39% |
| JK Paper Ltd | Materials | Equity | 0.39% |
| Aditya Birla Capital Ltd | Financial | Equity | 0.39% |
| VRL Logistics Ltd | Industrials | Equity | 0.39% |
| G R Infraprojects Ltd | Industrials | Equity | 0.38% |
| Indusind Bank Ltd | Financial | Equity | 0.38% |
| Marksans Pharma Ltd | Healthcare | Equity | 0.37% |
| ICICI Prudential Life Insurance Company Ltd | Financial | Equity | 0.37% |
| Tips Industries Ltd | Consumer Discretionary | Equity | 0.37% |
| Sundaram Finance Ltd | Financial | Equity | 0.35% |
| IRB InvIT Fund EQ | Industrials | Infrastructure Investment Trust | 0.34% |
| Dewan Housing Finance Corporation Ltd Debenture 6.75 26/09/2031 | Financial | Debenture | 0.34% |
| Max Financial Services Ltd | Financial | Equity | 0.32% |
| REC LIMITED SR 249B 6.70 BD 31DC29 FVRS1LAC | Financial | Bonds | 0.31% |
| Biocon Ltd | Healthcare | Equity | 0.31% |
| STATE DEVELOPMENT LOAN 36122 MH 25JU37 6.98 FV RS 100 | Unspecified | State Development Loan | 0.31% |
| General Insurance Corporation of India Ltd | Financial | Equity | 0.31% |
| The Great Eastern Shipping Company Ltd | Energy & Utilities | Equity | 0.28% |
| Colgate-Palmolive (India) Ltd | Consumer Staples | Equity | 0.28% |
| Mahindra Holidays & Resorts India Ltd | Consumer Discretionary | Equity | 0.27% |
| GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.27% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.27% |
| UPL Ltd | Materials | Equity | 0.26% |
| Tata Motors Ltd | Industrials | Equity | 0.24% |
| Raymond Lifestyle Ltd | Consumer Discretionary | Equity | 0.24% |
| SP Apparels Ltd | Consumer Discretionary | Equity | 0.24% |
| Glenmark Pharmaceuticals Ltd | Healthcare | Equity | 0.22% |
| CANARA BANK CD 12MAR27 | Financial | Certificate of Deposit | 0.20% |
| Vedanta Ltd | Materials | Equity | 0.20% |
| Alembic Pharmaceuticals Ltd | Healthcare | Equity | 0.20% |
| Vedanta Oil and Gas Ltd | Energy & Utilities | Equity | 0.19% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 0.19% |
| Vedanta Iron And Steel Ltd | Materials | Equity | 0.19% |
| Vedanta Power Ltd | Industrials | Equity | 0.19% |
| REC Ltd | Financial | Equity | 0.17% |
| Mindspace Business Parks Ltd. | Real Estate | Real Estate Investment Trusts | 0.17% |
| Rossari Biotech Ltd | Materials | Equity | 0.16% |
| UTI 橘子影城 5 yr Benchmark G-Sec ETF - Growth | Unspecified | Mutual Fund | 0.11% |
| UTI 橘子影城 50 ETF | Unspecified | Mutual Fund | 0.11% |
| Axis Bank Ltd ST Dep. | Financial | Short Term Deposit | 0.11% |
| UTI 橘子影城 10 yr Benchmark G-Sec ETF - Growth | Unspecified | Mutual Fund | 0.10% |
| Others CBLO | Unspecified | CBLO | 0.07% |
| STATE DEVELOPMENT LOAN 37254 WB 18MR45 7.79 FV RS 100 | Unspecified | State Development Loan | 0.06% |
| Uttar Pradesh State Government Securities (20/03/2036) | Unspecified | State Development Loan | 0.04% |
| TORRENT PHARMACEUTICALS LTD SR 2 7.60 NCD 19JN29 FVRS1LAC | Healthcare | Non Convertible Debenture | 0.02% |
| STATE DEVELOPMENT LOAN 35765 HAR 26MR39 7.08 FV RS 100 | Unspecified | State Development Loan | 0.02% |
| Bharat Petroleum Corporation Ltd | Energy & Utilities | Equity | 0.02% |
| STATE DEVELOPMENT LOAN 35618 MH 27FB40 7.19 FV RS 100 | Unspecified | State Development Loan | 0.01% |
| Mphasis Ltd | Technology | Equity | 0.01% |
| INDIA UNIVERSAL TRUST AL1 SERIES A1 PTC 25SEP24 | Unspecified | Securitised Debt | 0.00% |
| STATE DEVELOPMENT LOAN 33986 MH 21FB35 7.46 FV RS 100 | Unspecified | State Development Loan | 0.00% |
| Information Technologies (India) Ltd | Technology | Equity | -- |
See All
Minimum investments
Min. for 1st investment
?500
Min. for 2nd investment
?500
Min. for SIP
?500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +10.4% | +10.3% | +9.8% | +10.0% |
| Category average (Hybrid Balanced Hybrid) | +10.6% | +10.0% | +8.8% | -- |
| Rank (Hybrid Balanced Hybrid) | 1 | 1 | 1 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 1 year.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Fund management
AMAnurag MittalNov 2025 - PresentView details
AM
Anurag Mittal
Nov 2025 - Present
View details
VSV SrivatsaJan 2013 - PresentView details
VS
V Srivatsa
Jan 2013 - Present
View details
About UTI Retirement Fund Direct
UTI Retirement Fund Direct is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Retirement Fund Direct fund. The fund currently has an Asset Under Management(AUM) of ?3,94,739 Cr and the Latest NAV as of 18 Jun 2026 is ?54.47.
The UTI Retirement Fund Direct is rated High risk. Minimum SIP Investment is set to ?500. Minimum Lumpsum Investment is ?500. Exit load of 1%, if redeemed within 1 year.
;
Investment Objective
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.;
Fund benchmarkCRISIL Short Term Debt Hybrid 60+40 Index
Fund house
Rank (total assets)#8 in India
Total AUM?3,94,738.74 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,