朕天下娛樂城
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Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Union Retirement Fund Direct Growth
+16.44%
3Y annualised
+0.53% 1D
NAV: 18 Jun '26
?17.20
Min. for SIP
?500
Fund size (AUM)
?198.13 Cr
Expense ratio
1.35%
Rating
4
Return calculator
Monthly investment
?5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ?15,000 | ?15,252 | +1.68% | |
| 6 months | ?30,000 | ?30,218 | +0.73% | |
| 1 year | ?60,000 | ?60,889 | +1.48% | |
| 3 years | ?1,80,000 | ?2,05,658 | +14.25% |
Holdings (80)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 5.71% |
| HDFC Bank Ltd | Financial | Equity | 5.26% |
| Ami Organics Ltd | Healthcare | Equity | 3.16% |
| Multi Commodity Exchange Of India Ltd | Financial | Equity | 2.68% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.67% |
| Solar Industries India Ltd | Materials | Equity | 2.44% |
| NTPC Ltd | Energy & Utilities | Equity | 2.25% |
| GE T&D India Ltd | Industrials | Equity | 2.21% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 2.20% |
| State Bank of India | Financial | Equity | 2.19% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.06% |
| S.J.S Enterprises Ltd | Consumer Discretionary | Equity | 1.91% |
| Infosys Ltd | Technology | Equity | 1.85% |
| Navin Fluorine International Ltd | Materials | Equity | 1.80% |
| Muthoot Finance Ltd | Financial | Equity | 1.69% |
| Karur Vysya Bank Ltd | Financial | Equity | 1.59% |
| Bharti Airtel Ltd | Technology | Equity | 1.57% |
| Max Financial Services Ltd | Financial | Equity | 1.48% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 1.48% |
| Mphasis Ltd | Technology | Equity | 1.47% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.44% |
| Phoenix Mills Ltd | Real Estate | Equity | 1.43% |
| Kirloskar Oil Engines Ltd | Industrials | Equity | 1.33% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 1.33% |
| Azad Engineering Ltd. | Industrials | Equity | 1.32% |
| Cummins India Ltd | Industrials | Equity | 1.28% |
| Torrent Pharmaceuticals Ltd | Healthcare | Equity | 1.24% |
| Bharat Electronics Ltd | Industrials | Equity | 1.24% |
| IIFL Wealth Management Ltd | Financial | Equity | 1.20% |
| Zomato Ltd | Technology | Equity | 1.20% |
| Gabriel India Ltd | Consumer Discretionary | Equity | 1.19% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 1.18% |
| Max Healthcare Institute Ltd | Healthcare | Equity | 1.15% |
| JK Cement Ltd | Materials | Equity | 1.14% |
| Nippon Life India Asset Management Ltd | Financial | Equity | 1.11% |
| Jio Financial Services Limited | Financial | Equity | 1.10% |
| JSW Steel Ltd | Materials | Equity | 1.06% |
| CarTrade Tech Ltd | Consumer Discretionary | Equity | 1.01% |
| KFin Technologies Ltd | Financial | Equity | 1.00% |
| Amber Enterprises India Ltd | Consumer Discretionary | Equity | 1.00% |
| Ultratech Cement Ltd | Materials | Equity | 0.99% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.99% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 0.98% |
| Repo | Unspecified | Repo | 0.98% |
| Ajanta Pharma Ltd | Healthcare | Equity | 0.98% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.96% |
| Avenue Supermarts Ltd | Consumer Staples | Equity | 0.96% |
| CG Power & Industrial Solutions Ltd | Industrials | Equity | 0.93% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 0.92% |
| Persistent Systems Ltd | Technology | Equity | 0.92% |
| Tata Motors Ltd | Consumer Discretionary | Equity | 0.89% |
| Lupin Ltd | Healthcare | Equity | 0.86% |
| Schneider Electric Infrastructure Ltd | Energy & Utilities | Equity | 0.83% |
| Hindalco Industries Ltd | Materials | Equity | 0.81% |
| Godrej Consumer Products Ltd | Consumer Staples | Equity | 0.81% |
| KSB Ltd | Industrials | Equity | 0.80% |
| Hindustan Copper Ltd | Materials | Equity | 0.79% |
| DOMS Industries Ltd. | Industrials | Equity | 0.79% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 0.78% |
| Tata Motors Ltd | Industrials | Equity | 0.77% |
| Blue Star Ltd | Industrials | Equity | 0.77% |
| HDFC Asset Management Company Ltd | Financial | Equity | 0.74% |
| HCL Technologies Ltd | Technology | Equity | 0.72% |
| Data Patterns (India) Ltd | Industrials | Equity | 0.71% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 0.69% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.68% |
| Kei Industries Ltd | Industrials | Equity | 0.66% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.62% |
| Computer Age Management Services Ltd | Financial | Equity | 0.60% |
| Home First Finance Company India Ltd | Financial | Equity | 0.59% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.53% |
| Net Receivables | Unspecified | Net Receivables | 0.52% |
| Atul Ltd | Materials | Equity | 0.52% |
| Aarti Industries Ltd | Materials | Equity | 0.50% |
| Axis Bank Ltd | Financial | Equity | 0.49% |
| Jubilant FoodWorks Ltd | Consumer Discretionary | Equity | 0.45% |
| Ather Energy Ltd. | Consumer Discretionary | Equity | 0.39% |
| Tata Steel Ltd | Materials | Equity | 0.37% |
| 364 Day T-BILL 09 July 2026 | Financial | Treasury Bills | 0.08% |
| TVS Motor Company Ltd - Pref. Shares | Consumer Discretionary | Preference Shares | 0.01% |
See All
Minimum investments
Min. for 1st investment
?1,000
Min. for 2nd investment
?1,000
Min. for SIP
?500
Returns and rankings
Annualised returns
Absolute returns
| Name | 6M | 1Y | 3Y | All |
|---|---|---|---|---|
| Fund returns | +3.3% | +7.4% | +16.4% | +15.6% |
| Category average (Equity Flexi Cap) | -0.4% | +2.2% | +16.0% | -- |
| Rank (Equity Flexi Cap) | -- | 17 | 21 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +9.51% | +20.27% | 1,314.38 | |
 | +5.38% | +18.24% | 5,538.48 | |
 | +3.13% | +18.14% | 1,01,821.82 | |
 | -1.50% | +15.31% | 18,796.71 | |
 | -0.52% | +15.29% | 1,41,446.73 | |
| Compare | ||||
Fund management
PDPratik DharmshiDec 2024 - PresentView details
PD
Pratik Dharmshi
Dec 2024 - Present
View details
PVPratit VajaniJul 2025 - PresentView details
PV
Pratit Vajani
Jul 2025 - Present
View details
About Union Retirement Fund Direct Growth
Union Retirement Fund Direct Growth is a Equity Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Pratik Dharmshi is the Current Fund Manager of Union Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ?28,740 Cr and the Latest NAV as of 18 Jun 2026 is ?17.20.
The Union Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ?500. Minimum Lumpsum Investment is ?1,000.
;
Investment Objective
The Scheme seeks to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#27 in India
Total AUM?28,740.18 Cr
Date of Incorporation30 Dec 2009
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,