朕天下娛樂城
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Mutual Funds
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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
HDFC Retirement Savings Fund Equity Plan Direct Growth
+12.69%
3Y annualised
+0.48% 1D
NAV: 18 Jun '26
?55.54
Min. for SIP
?100
Fund size (AUM)
?6,660.20 Cr
Expense ratio
0.96%
Rating
4
Return calculator
Monthly investment
?5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ?60,000 | ?59,018 | -1.64% | |
| 3 years | ?1,80,000 | ?1,92,870 | +7.15% | |
| 5 years | ?3,00,000 | ?3,97,717 | +32.57% | |
| 10 years | ?6,00,000 | ?13,83,057 | +130.51% |
Holdings (74)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 6.88% |
| ICICI Bank Ltd | Financial | Equity | 6.79% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.96% |
| Axis Bank Ltd | Financial | Equity | 4.64% |
| Repo | Unspecified | Repo | 4.44% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 4.04% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 3.12% |
| State Bank of India | Financial | Equity | 2.90% |
| Infosys Ltd | Technology | Equity | 2.79% |
| Bharti Airtel Ltd | Technology | Equity | 2.75% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.45% |
| Tata Consultancy Services Ltd | Technology | Equity | 2.37% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 1.96% |
| HCL Technologies Ltd | Technology | Equity | 1.78% |
| Dr. Lal Pathlabs Ltd | Healthcare | Equity | 1.69% |
| Eicher Motors Ltd | Consumer Discretionary | Equity | 1.62% |
| Max Financial Services Ltd | Financial | Equity | 1.51% |
| ICICI Lombard General Insurance Company Ltd | Financial | Equity | 1.48% |
| NTPC Ltd | Energy & Utilities | Equity | 1.45% |
| ITC Ltd | Consumer Staples | Equity | 1.42% |
| Alkem Laboratories Ltd | Healthcare | Equity | 1.32% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 1.29% |
| Jindal Steel & Power Ltd | Materials | Equity | 1.27% |
| Havells India Ltd | Consumer Discretionary | Equity | 1.24% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.16% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 1.16% |
| Zomato Ltd | Technology | Equity | 1.13% |
| Tata Steel Ltd | Materials | Equity | 1.09% |
| Delhivery Ltd | Industrials | Equity | 1.09% |
| CreditAccess Grameen Ltd | Financial | Equity | 1.07% |
| Hindustan Petroleum Corporation Ltd | Energy & Utilities | Equity | 1.01% |
| HDFC 橘子影城 ETF-Dividend | Unspecified | Mutual Fund | 0.96% |
| United Spirits Ltd | Consumer Staples | Equity | 0.95% |
| Transport Corporation Of India Ltd | Industrials | Equity | 0.94% |
| Lupin Ltd | Healthcare | Equity | 0.94% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.92% |
| Voltamp Transformers Ltd | Industrials | Equity | 0.86% |
| Godrej Consumer Products Ltd | Consumer Staples | Equity | 0.85% |
| Balkrishna Industries Ltd | Consumer Discretionary | Equity | 0.83% |
| Divi's Laboratories Ltd | Healthcare | Equity | 0.80% |
| Cipla Ltd | Healthcare | Equity | 0.79% |
| Kalpataru Power Transmission Ltd | Industrials | Equity | 0.78% |
| Gland Pharma Ltd | Healthcare | Equity | 0.78% |
| Crisil Ltd | Industrials | Equity | 0.77% |
| PVR Ltd | Consumer Discretionary | Equity | 0.72% |
| The Ramco Cements Ltd | Materials | Equity | 0.72% |
| Hyundai Motor India Ltd. | Consumer Discretionary | Equity | 0.72% |
| Akzo Nobel India Ltd | Materials | Equity | 0.71% |
| Chalet Hotels Ltd | Consumer Discretionary | Equity | 0.71% |
| Blue Dart Express Ltd | Industrials | Equity | 0.71% |
| Gujarat Gas Ltd | Energy & Utilities | Equity | 0.69% |
| Timken India Ltd | Industrials | Equity | 0.66% |
| Prestige Estates Projects Ltd | Real Estate | Equity | 0.62% |
| Redington Ltd | Technology | Equity | 0.61% |
| Chambal Fertilisers & Chemicals Ltd | Materials | Equity | 0.60% |
| Zensar Technologies Ltd | Technology | Equity | 0.59% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 0.59% |
| Star Health & Allied Insurance Co. Ltd | Financial | Equity | 0.59% |
| Gateway Distriparks Ltd | Industrials | Equity | 0.59% |
| The Anup Engineering Ltd | Industrials | Equity | 0.55% |
| The Great Eastern Shipping Company Ltd | Energy & Utilities | Equity | 0.53% |
| Finolex Industries Ltd | Industrials | Equity | 0.50% |
| Greenply Industries Ltd | Materials | Equity | 0.47% |
| Equitas Small Finance Bank Ltd | Financial | Equity | 0.42% |
| VRL Logistics Ltd | Industrials | Equity | 0.39% |
| GNA Axles Ltd | Consumer Discretionary | Equity | 0.38% |
| Tamil Nadu Newsprint & Papers Ltd | Materials | Equity | 0.36% |
| SKF India (Industrial) Ltd | Industrials | Equity | 0.36% |
| Symphony Ltd | Consumer Discretionary | Equity | 0.33% |
| Bajaj Electricals Ltd | Consumer Discretionary | Equity | 0.33% |
| PNC Infratech Ltd | Industrials | Equity | 0.31% |
| Nilkamal Ltd | Materials | Equity | 0.14% |
| Mahindra Holidays & Resorts India Ltd | Consumer Discretionary | Equity | 0.03% |
| Net Current Assets | Unspecified | Net Current Assets | 0.03% |
See All
Minimum investments
Min. for 1st investment
?100
Min. for 2nd investment
?100
Min. for SIP
?100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +12.7% | +14.9% | +16.7% | +18.1% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 52 | 11 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +9.51% | +20.27% | 1,314.38 | |
 | +5.38% | +18.24% | 5,538.48 | |
| +3.13% | +18.14% | 1,01,821.82 | |
 | -1.50% | +15.31% | 18,796.71 | |
 | -0.82% | +15.21% | 1,41,446.73 | |
| Compare | ||||
Fund management
SRSrinivasan RamamurthyDec 2021 - PresentView details
SR
Srinivasan Ramamurthy
Dec 2021 - Present
View details
AJAnupam JoshiMar 2026 - PresentView details
AJ
Anupam Joshi
Mar 2026 - Present
View details
AAArun AgarwalApr 2025 - PresentView details
AA
Arun Agarwal
Apr 2025 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
NMNandita MenezesApr 2025 - PresentView details
NM
Nandita Menezes
Apr 2025 - Present
View details
About HDFC Retirement Savings Fund Equity Plan Direct Growth
HDFC Retirement Savings Fund Equity Plan Direct Growth is a Equity Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Srinivasan Ramamurthy is the Current Fund Manager of HDFC Retirement Savings Fund Equity Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ?9,34,238 Cr and the Latest NAV as of 18 Jun 2026 is ?55.54.
The HDFC Retirement Savings Fund Equity Plan Direct Growth is rated Very High risk. Minimum SIP Investment is set to ?100. Minimum Lumpsum Investment is ?100.
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Investment Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#2 in India
Total AUM?9,34,237.77 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,