Yield to Maturity (YTM)Yield to Maturity (YTM) is a standard way to compare a Bond's annual return, if held till maturity.
Principal is returned in maturity instalments
The Principal is returned in maturity instalments for this Bond, so you receive a portion of your invested amount back regularly.
As principal is returned, interest is earned on the outstanding principal.
Bond details
Minimum investment?1,012.37
Date of maturity30 Apr 2028
ISININE180C07288
Bond typeSenior Secured
Rating
AA
What does rating mean?
Rating
The rating of an issuer company reflects its past growth and performance. The rating increases when the company consistently performs well and decreases when it is not performing well.
Categories
Low risk:
AAA, AA+, AA, AA-, A+, A, A-
Moderate risk
BBB+, BBB, BBB-, BB+, BB
High risk
BB-, B+, B, B-, C, D
The rating agency for this Bond is ACUITE.
Calculate your payout
Units0
You invest?0.00
You get?0.00
Payout
Maturing on 30 Apr '28 ? Annual payout
About
Capri Global Capital Limited (CGCL), incorporated in 1994, is the Mumbai-based flagship company of the Capri Global Group. It is registered as a non-deposit-taking systemically important non-banking financial company (NBFC-ICC). CGCL and its wholly owned subsidiary, Capri Global Housing Finance Limited (CGHFL), operate as a consolidated diversified financial services group with a strong presence in micro, small, and medium enterprise (MSME) lending, home loans, construction finance, and gold loans. The company’s equity is publicly traded on the BSE and NSE, with the promoter and promoter group maintaining a 59.90% majority holding as of December 2025 under the leadership of Managing Director Mr. Rajesh Sharma.;
Pros and Cons
Pros
Cons
The group has demonstrated significant organic growth, expanding its consolidated Assets Under Management (AUM) from Rs. 22,860.20 crore in FY25 to Rs. 30,406.58 crore during the first nine months of FY26.
Profitability metrics have shown sustained strength, with consolidated profit after tax (PAT) increasing from Rs. 478.53 crore in FY25 to Rs. 666.34 crore for the 9MFY26 period.
The group maintains a healthy capital position, further augmented by a Rs. 2,000 crore Qualified Institutional Placement (QIP) in Q1FY26 that helped lower its consolidated leverage from 3.70 times to 2.80 times.
Consolidated net non-performing assets (NNPA) have consistently improved, falling from 0.80% as of March 31, 2025, down to 0.67% during 9MFY26.
Portfolio risk is being systematically mitigated by shifting the asset mix toward secured products, with gold loans rising to 42% and housing finance making up 21.3% of the total AUM.
Other details
Clean price?999.31
Dirty price?1,012.37
Current yield8.99%
Security cover1.10X of POS
Issue size1.00Cr
Original bond tenure24 months
TrusteeIDBI Trusteeship Services Limited
Mode of issueNCD
Listed onNSE
Listing date30 Apr 2026
Maturity date30 Apr 2028
Coupon rate9.00%
Other details
Clean priceThe bond's original price without earned interest on it.
Dirty priceThe total price you pay - bond price plus accrued interest.
Security coverThe value of assets pledged by the issuer as backup, shown as a multiple of the outstanding loan amount.
Issue sizeThe total amount of money the company is raising through this bond issue.
Original bond tenureThe total duration of the bond from issue date to maturity date.
TrusteeAn independent entity appointed to protect bondholders' interests and monitor the issuer.
Mode of issueHow the bond is offered to investors (e.g., public issue open to all investors).
Listed onStock exchanges where the bond can be bought and sold after issuance.
Listing dateThe date from which the bond became available for trading on the stock exchange.
Maturity dateThe date when the company repays the bond's principal amount.
Coupon rateThe fixed annual interest rate paid to investors on the bond's face value.
Current yieldThe annual interest you earn divided by the bond's current market price.